A Private Capital Practice By Andrew McCarthy

Close fast. Keep your cash working.

A private capital practice for real estate investors who need to move. A career as a private lender. A network of relationships most investors can't reach. One operator who has already walked both sides of the deal.

Start a Conversation → See the Work

Bridge Loans Construction Funding Purchase Financing Refi Strategy Built for investors who move first. 21-Day Closes No Prepayment Penalties Draw Schedules Pocket Listings Cash is king. Don't tie it all up. Bridge Loans Construction Funding Purchase Financing Refi Strategy Built for investors who move first. 21-Day Closes No Prepayment Penalties Draw Schedules

A Note From the Desk

The best deals don't wait for a bank. They come and go on a 21-day fuse. They reward the investors who can move, and they punish the ones who can't. Walnut Ventures exists for that gap, between opportunity and capital, where speed and structure decide everything.

Chapter 01

The Operator

Andrew McCarthy, Founder of Walnut Ventures

Owner & Principal Est. 2026

Andrew McCarthy
Walnut RE Ventures LLC Plate 01

The guy who ran the other side of the table.

A career at CV3 Financial, a private lender, structuring bridge loans, construction financing, and short and long-term acquisitions for real estate investors across the country. That is where the playbook was built, by running thousands of deals through underwriting and watching which ones closed clean and which ones fell apart.

Walnut Ventures is what came after. I left lending to move into development. The relationships stayed. The instincts stayed. Now I put them to work for investors who need certainty of close, creative structure, and someone on their side who has already sat in the lender's chair.

Cash is king. You don't need to tie it all up to close quickly. That is the line that runs through every deal here.

Home Base Southern California

Background CV3 Financial

Education St. Lawrence University

Current Focus SoCal Development

A Simple Philosophy

Four rules, no exceptions.

The principles that govern every deal Walnut Ventures takes on. Short list. Non-negotiable.

Speed is the product.

When the deal has a 21-day fuse, a 5-week conventional close is not an alternative. Every structure starts with "can we close on their timeline" and works backwards from there.

II.

Liquidity stays liquid.

You did not build cash to park it in a purchase. Bridge, draw schedules, and refi strategies exist so your capital keeps compounding on the next opportunity, not sitting in title.

III.

Exit is architecture.

Every bridge deal gets a refi plan on day one. Permits, stabilization, or sale. You know the shape of the exit before you ever sign the short-term.

IV.

Clarity over complexity.

Clear expectations. Clear timelines. No surprises, no last-minute terms, no disappearing relationships once the fee is paid. The deal you walk into is the deal you close.

Chapter 02

The Approach

How I Help

Four ways to move capital without losing the deal.

Bridge Loans

Short-term capital, closed in weeks, not months. Structured with no prepayment penalties so you keep full optionality on timing and exit.

Weeks, not Months

Purchase Financing

Beat the 5-to-6 week conventional close. Move on pocket listings, auctions, and private sales where speed decides the winner.

Off-Market Ready

Construction Funding

Structured on a draw schedule so rehab and new build costs get funded as milestones hit. Liquidity stays on the next deal, not in the slab.

Draw-Based

Refi Strategy

A clean exit to conventional, planned from day one. Once permits close or the property stabilizes, we convert and lock in terms.

Planned Day One

Chapter 03

The Work

Live Case Study

A pocket listing on a 21-day fuse.

Manhattan Beach, CA. Never hit the open market. Conventional financing would have killed the deal. Here is how it actually closed.

Manhattan Beach, CA Off-Market Acquisition

Transaction Announcement

Closed in Q1 / Southern California

$1,920,000

bridge to construction financing

for an off-market single-family acquisition in Manhattan Beach, California, closed on a twenty-one day timeline at eighty percent loan-to-value.

Close Time 3 Weeks

Loan to Value 80%

Prepayment Penalty None

The Story

A pocket listing came across our radar and never hit the open market. The seller needed speed, a 21-day close. Conventional financing at five to six weeks would have cost us the property outright.

We leveraged existing lender relationships to secure a bridge loan with no prepayment penalty, which gave full flexibility on timing. We closed in three weeks. With South Bay permits running roughly six months, the refi is already lined up to convert to conventional the moment the property is ready.

Transaction Timeline

Off-Market
OpportunityDay 0

Bridge Loan
SecuredDay 4

Close
FundedDay 21

Permits
in Progress~ Month 6

Refi to
ConventionalOn Ready

Chapter 04

The Criteria

Fit & Structure

What good deals look like.

Not every deal is a fit. Here is the shape of the work Walnut Ventures is built for, and the structure most deals land inside.

The Fit

✓Investors who need certainty of close on a tight window.

✓Off-market, pocket listing, or time-sensitive acquisitions.

✓Ground-up construction or full rehab scopes.

✓Clear exit path: sale, refi, stabilization, or permits.

✓Borrowers who value clarity over complexity.

The Structure

Bridge Loans2 — 24 months

ConstructionDraw schedule

Loan to ValueUp to 80%

Close Timeline2 — 4 weeks

PrepaymentNone, when it matters

GeographySoCal focused

Property TypesSFR · Multifamily · Mixed

How We Work

Clear expectations. Clear timelines. No surprises.

Send me the deal.

Address, timeline, scope, and where you are in the process. A five-minute conversation to figure out if Walnut Ventures is the right fit before anything else moves.

Structure the capital.

Match the deal to the right lender relationship. Run the numbers. Map the exit. You see terms, rates, and timelines before you commit to anything at all.

Close and execute.

Funded on time. Draw schedule set. Refi plan ready to go. I stay in the deal through the milestones, so you never wonder where you stand.

Chapter 05

The Invitation

Send me the address.

I will never tell you not to go all cash. But why tie up liquidity in a purchase when you can run the deal clean, with clear expectations and clear timelines? Send me the address. We take it from there.

Reach Out →

walnutventuresrellc@gmail.com

Direct Line

203 · 247 · 8418

Connect

Andrew McCarthy / LinkedIn